尊敬的投资者:
根据市场情况、理财产品投资收益变动情况及产品说明书相关约定,自2019年6月17起,“海河-28天”周期型开放式人民币理财产品(产品代码:HH28-1801,理财登记编码:C1104418000228)个人投资者各档预期年化收益率将统一下调,各档收益不分段计息,以收益兑付日执行的年化收益率为准。调整后各档位预期年化收益率如下:
连续持有天数D |
调整前(周期确认日为2019/6/20至2019/7/18) |
调整后(周期确认日为2019/7/18至2019/9/12) |
0≤D<56,即满1个周期,不满2个周期 |
R1=4.15%(2019/6/20至2019/7/11) R1=4.05%(2019/7/18) |
R1=4.05% |
56≤D<84,即满2个周期,不满3个周期 |
R2=4.25% |
R2=4.15% |
84≤D<112,即满3个周期,不满4个周期 |
R3=4.35% |
R3=4.25% |
D≥112,即满4个周期及以上 |
R4=4.55% |
R4=4.35% |
本理财产品存续期内,天津农商银行依据投资组合的收益及市场状况,定期重新测算并调整预期年化收益率,每周一(遇节假日另行调整)公布产品相关开放周期、预期年化收益率、产品公告等信息。详细信息请至我行官网"首页>>理财产品>>产品公告"中查询,并于对应的周期开放日内,根据您的资金安排和预期收益,及时做好申购赎回安排。
收益示例请参考附件:《HH28-1801近期开放计划及收益调整对照表》。
理财产品过往业绩、预期收益不代表其未来表现,不等于理财产品实际收益,投资须谨慎。感谢您对天津农商银行理财产品的支持和信任!
天津农商银行
2019年6月14日
《HH28-1801近期开放计划及收益调整对照表》
开放期 (情景模拟:申购日) | 周期确认日 | 周期标识* | R1结息日 | 预期年化收益率 | R2结息日 | 预期年化收益率 | R3结息日 | 预期年化收益率 | R4结息日 | 预期年化收益率 |
2019-2-22~2019-2-27 | 2019/2/28 | C | 2019/3/28 | 已兑付 | 2019/4/25 | 已兑付 | 2019/5/23 | 已兑付 | 2019/6/20 | 4.55% |
2019-3-1~2019-3-6 | 2019/3/7 | D | 2019/4/4 | 已兑付 | 2019/5/6 | 已兑付 | 2019/5/30 | 已兑付 | 2019/6/27 | 4.55% |
2019-3-8~2019-3-13 | 2019/3/14 | A | 2019/4/11 | 已兑付 | 2019/5/9 | 已兑付 | 2019/6/6 | 已兑付 | 2019/7/4 | 4.55% |
2019-3-15~2019-3-20 | 2019/3/21 | B | 2019/4/18 | 已兑付 | 2019/5/16 | 已兑付 | 2019/6/13 | 已兑付 | 2019/7/11 | 4.55% |
2019-3-22~2019-3-27 | 2019/3/28 | C | 2019/4/25 | 已兑付 | 2019/5/23 | 已兑付 | 2019/6/20 | 4.35% | 2019/7/18 | 4.55% |
2019-3-29~2019-4-3 | 2019/4/4 | D | 2019/5/6 | 已兑付 | 2019/5/30 | 已兑付 | 2019/6/27 | 4.35% | 2019/7/25 | 4.35% |
2019-4-5~2019-4-10 | 2019/4/11 | A | 2019/5/9 | 已兑付 | 2019/6/6 | 已兑付 | 2019/7/4 | 4.35% | 2019/8/1 | 4.35% |
2019-4-12~2019-4-17 | 2019/4/18 | B | 2019/5/16 | 已兑付 | 2019/6/13 | 已兑付 | 2019/7/11 | 4.35% | 2019/8/8 | 4.35% |
2019-4-19~2019-4-24 | 2019/4/25 | C | 2019/5/23 | 已兑付 | 2019/6/20 | 4.25% | 2019/7/18 | 4.35% | 2019/8/15 | 4.35% |
2019-4-30~2019-5-5 | 2019/5/6 | D | 2019/5/30 | 已兑付 | 2019/6/27 | 4.25% | 2019/7/25 | 4.25% | 2019/8/22 | 4.35% |
2019-5-7~2019-5-8 | 2019/5/9 | A | 2019/6/6 | 已兑付 | 2019/7/4 | 4.25% | 2019/8/1 | 4.25% | 2019/8/29 | 4.35% |
2019-5-10~2019-5-15 | 2019/5/16 | B | 2019/6/13 | 已兑付 | 2019/7/11 | 4.25% | 2019/8/8 | 4.25% | 2019/9/5 | 4.35% |
2019-5-17~2019-5-22 | 2019/5/23 | C | 2019/6/20 | 4.25% | 2019/7/18 | 4.25% | 2019/8/15 | 4.25% | 2019/9/12 | 4.35% |
2019-5-24~2019-5-29 | 2019/5/30 | D | 2019/6/27 | 4.15% | 2019/7/25 | 4.15% | 2019/8/22 | 4.25% | 2019/9/19 | R4,以当期公布为准 |
2019-5-31~2019-6-5 | 2019/6/6 | A | 2019/7/4 | 4.15% | 2019/8/1 | 4.15% | 2019/8/29 | 4.25% | 2019/9/26 | R4,以当期公布为准 |
2019-6-7~2019-6-12 | 2019/6/13 | B | 2019/7/11 | 4.15% | 2019/8/8 | 4.15% | 2019/9/5 | 4.25% | 2019/10/8 | R4,以当期公布为准 |
2019-6-17~2019-6-19 | 2019/6/20 | C | 2019/7/18 | 4.05% | 2019/8/15 | 4.15% | 2019/9/12 | 4.25% | 2019/10/10 | R4,以当期公布为准 |
2019-6-21~2019-6-26 | 2019/6/27 | D | 2019/7/25 | 4.05% | 2019/8/22 | 4.15% | 2019/9/19 | R3,以当期公布为准 | 2019/10/17 | R4,以当期公布为准 |
2019-6-28~2019-7-3 | 2019/7/4 | A | 2019/8/1 | 4.05% | 2019/8/29 | 4.15% | 2019/9/26 | R3,以当期公布为准 | 2019/10/24 | R4,以当期公布为准 |
2019-7-5~2019-7-10 | 2019/7/11 | B | 2019/8/8 | 4.05% | 2019/9/5 | 4.15% | 2019/10/8 | R3,以当期公布为准 | 2019/10/31 | R4,以当期公布为准 |
2019-7-12~2019-7-17 | 2019/7/18 | C | 2019/8/15 | 4.05% | 2019/9/12 | 4.15% | 2019/10/10 | R3,以当期公布为准 | 2019/11/7 | R4,以当期公布为准 |
2019-7-19~2019-7-24 | 2019/7/25 | D | 2019/8/22 | 4.05% | 2019/9/19 | R2,以当期公布为准 | 2019/10/17 | R3,以当期公布为准 | 2019/11/14 | R4,以当期公布为准 |
2019-7-26~2019-7-31 | 2019/8/1 | A | 2019/8/29 | 4.05% | 2019/9/26 | R2,以当期公布为准 | 2019/10/24 | R3,以当期公布为准 | 2019/11/21 | R4,以当期公布为准 |
2019-8-2~2019-8-7 | 2019/8/8 | B | 2019/9/5 | 4.05% | 2019/10/8 | R2,以当期公布为准 | 2019/10/31 | R3,以当期公布为准 | 2019/11/28 | R4,以当期公布为准 |
2019-8-9~2019-8-14 | 2019/8/15 | C | 2019/9/12 | 4.05% | 2019/10/10 | R2,以当期公布为准 | 2019/11/7 | R3,以当期公布为准 | 2019/12/5 | R4,以当期公布为准 |
R1 | R2 | R3 | R4 | ||||||||||||
4.05% | 4.15% | 4.25% | 4.35% | ||||||||||||
开放期 | 周期确认日 | 周期标识* | 2019/6/20 | 2019/6/27 | 2019/7/4 | 2019/7/11 | 2019/7/18 | 2019/7/25 | 2019/8/1 | 2019/8/8 | 2019/8/15 | 2019/8/22 | 2019/8/29 | 2019/9/5 | 2019/9/12 |
2018-12-28~2019-1-2 | 2019/1/3 | C | 4.55% | - | - | - | 4.55% | - | - | - | 4.35% | - | - | - | 4.35% |
2019-1-4~2019-1-9 | 2019/1/10 | D | - | 4.55% | - | - | - | 4.35% | - | - | - | 4.35% | - | - | - |
2019-1-11~2019-1-16 | 2019/1/17 | A | - | - | 4.55% | - | - | - | 4.35% | - | - | - | 4.35% | - | - |
2019-1-18~2019-1-23 | 2019/1/24 | B | - | - | - | 4.55% | - | - | - | 4.35% | - | - | - | 4.35% | - |
2019-1-25~2019-1-30 | 2019/1/31 | C | 4.55% | - | - | - | 4.55% | - | - | - | 4.35% | - | - | - | 4.35% |
2019-2-5~2019-2-10 | 2019/2/11 | D | - | 4.55% | - | - | - | 4.35% | - | - | - | 4.35% | - | - | - |
2019-2-12~2019-2-13 | 2019/2/14 | A | - | - | 4.55% | - | - | - | 4.35% | - | - | - | 4.35% | - | - |
2019-2-15~2019-2-20 | 2019/2/21 | B | - | - | - | 4.55% | - | - | - | 4.75% | - | - | - | 4.35% | - |
2019-2-22~2019-2-27 | 2019/2/28 | C | 4.55% | - | - | - | 4.55% | - | - | - | 4.35% | - | - | - | 4.35% |
2019-3-1~2019-3-6 | 2019/3/7 | D | - | 4.55% | - | - | - | 4.35% | - | - | - | 4.35% | - | - | - |
2019-3-8~2019-3-13 | 2019/3/14 | A | - | - | 4.55% | - | - | - | 4.35% | - | - | - | 4.35% | - | - |
2019-3-15~2019-3-20 | 2019/3/21 | B | - | - | - | 4.55% | - | - | - | 4.35% | - | - | - | 4.35% | - |
2019-3-22~2019-3-27 | 2019/3/28 | C | 4.35% | - | - | - | 4.55% | - | - | - | 4.35% | - | - | - | 4.35% |
2019-3-29~2019-4-3 | 2019/4/4 | D | - | 4.35% | - | - | - | 4.35% | - | - | - | 4.35% | - | - | - |
2019-4-5~2019-4-10 | 2019/4/11 | A | - | - | 4.35% | - | - | - | 4.35% | - | - | - | 4.35% | - | - |
2019-4-12~2019-4-17 | 2019/4/18 | B | - | - | - | 4.35% | - | - | - | 4.35% | - | - | - | 4.35% | - |
2019-4-19~2019-4-24 | 2019/4/25 | C | 4.25% | - | - | - | 4.35% | - | - | - | 4.35% | - | - | - | 4.35% |
2019-4-30~2019-5-5 | 2019/5/6 | D | - | 4.25% | - | - | - | 4.25% | - | - | - | 4.35% | - | - | - |
2019-5-7~2019-5-8 | 2019/5/9 | A | - | - | 4.25% | - | - | 4.25% | - | - | - | 4.35% | - | ||
2019-5-10~2019-5-15 | 2019/5/16 | B | - | - | - | 4.25% | - | - | - | 4.25% | - | - | - | 4.35% | - |
2019-5-17~2019-5-22 | 2019/5/23 | C | 4.25% | - | - | - | 4.25% | - | - | - | 4.25% | - | - | - | 4.35% |
2019-5-24~2019-5-29 | 2019/5/30 | D | - | 4.15% | - | - | - | 4.15% | - | - | - | 4.25% | - | - | - |
2019-5-31~2019-6-5 | 2019/6/6 | A | - | - | 4.15% | - | - | - | 4.15% | - | - | - | 4.25% | - | - |
2019-6-7~2019-6-12 | 2019/6/13 | B | - | - | - | 4.15% | - | - | - | 4.15% | - | - | - | 4.25% | - |
2019-6-17~2019-6-19 | 2019/6/20 | C | - | - | - | - | 4.05% | - | - | - | 4.15% | - | - | - | 4.25% |
2019-6-21~2019-6-26 | 2019/6/27 | D | - | - | - | - | - | 4.05% | - | - | - | 4.15% | - | - | - |
2019-6-28~2019-7-3 | 2019/7/4 | A | - | - | - | - | - | - | 4.05% | - | - | - | 4.15% | - | - |
2019-7-5~2019-7-10 | 2019/7/11 | B | - | - | - | - | - | - | - | 4.05% | - | - | - | 4.15% | - |
2019-7-12~2019-7-17 | 2019/7/18 | C | - | - | - | - | - | - | - | - | 4.05% | - | - | - | 4.15% |
2019-7-19~2019-7-24 | 2019/7/25 | D | - | - | - | - | - | - | - | - | - | 4.05% | - | - | - |
2019-7-26~2019-7-31 | 2019/8/1 | A | - | - | - | - | - | - | - | - | - | - | 4.05% | - | - |
2019-8-2~2019-8-7 | 2019/8/8 | B | - | - | - | - | - | - | - | - | - | - | - | 4.05% | - |
2019-8-9~2019-8-14 | 2019/8/15 | C | - | - | - | - | - | - | - | - | - | - | - | - | 4.05% |
*周期标识:根据客户交易日期判断其对应周期标识,如已持有份额的周期标识为A(A对应的开放期购买),则所有标识为A的开放期均可进行赎回交易。 | |||||||||||||||
**上述开放计划如有调整,以天津农商银行最新公告为准。 | |||||||||||||||
***客户可通过天津农商银行各营业网点、96155客服热线或天津农商银行官网(www.trcbank.com.cn)查询最新的产品开放计划。 | |||||||||||||||